Paypal and Google Checkout have started to gain market share with online shopping payments.  Big vendors such as Dell are starting to allow payment through Paypal.  While e-bay is a large portion of Paypal’s transactions, this past third quarter has seen an increase in the non- ebay transactions up to almost 45%. 

 One of the new features Paypal has introduced is the ability to recieve a “dummy” Mastercard number from Paypal to use for online payments.  This helps to decrease the risk of customers when considering identity theft.  More than 15 million Americans have had their financial information stolen online between 2005 and 2006.  This number can induce alot of fear.  Since the new feature that allows people to use Paypal almost anywhere was just released on November 20th, it will be interesting to see how this fear will grow Paypal’s market share in the next quarter.